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VNPTAD Calculators

Money math, without the sign-up form

Straightforward calculators for take-home pay, loan payoff, savings growth and overtime. Everything runs in your browser — your numbers never leave your device and nothing is stored.

Calculate your take-home pay
Paycheck, debt, savings growth and work-hours calculator illustration

Paycheck calculators by state

State withholding is the difference between two people on identical salaries taking home thousands of dollars apart. Pick your state for figures that include it.

Nothing is uploaded

Every calculation happens in your browser. No account, no cookies storing your salary, no data sent to a server.

Sources are cited

Each calculator links to the IRS or state revenue page its figures come from, so you can check the numbers yourself.

Assumptions are shown

We list what each tool does and does not account for. An estimate you cannot audit is worth very little.